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Agency

September 10, 2026
Agency

Does Insurance Cover Damage While Your Boat Is in Storage or a Dry Dock? 

Storing your boat for the off-season or placing it in a dry dock does not automatically mean unexpected risks are on pause. Boats in storage can face fire, theft, vandalism and weather damage, and an uncovered loss during that period can be a costly surprise that may set your next boating season back. Understanding Coverage […]
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August 19, 2026
Agency

Does Watercraft Insurance Cover Collisions, Grounding or Striking Submerged Objects? 

Owning a boat can entail costs and risks that extend well beyond the purchase price. One of the most common questions boat owners have is whether their insurance covers on-water incidents such as collisions with other vessels, running aground and hitting submerged objects. The answer may depend on your policy, and understanding what your policy […]
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June 25, 2026
Agency

RV Insurance vs. Auto Insurance: What’s the Difference?

If you own or are considering purchasing a recreational vehicle (RV), understanding the differences between RV insurance and standard auto insurance is important. At , our team often hears from clients who are unsure whether their RV needs special coverage or if their auto policy is enough. How RV Insurance Differs from Auto Insurance While both RV […]
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May 26, 2026
Agency

RV Insurance Tips for First-time Summer Travelers

Responsible recreational vehicle (RV) ownership includes having dependable insurance coverage. can help North Carolina residents explore their options and choose policies that meet their needs. Understanding RV Insurance Coverage RV insurance is different from standard auto insurance. Depending on your policy, coverage may include collision, comprehensive, liability and personal belongings inside the vehicle. Some policies may also cover attached accessories, roadside assistance, incidents occurring while […]
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March 25, 2026
Agency

Business Catastrophe Insurance: Types of Catastrophic Events Covered by Business Insurance

Catastrophic events can strike without warning, leaving North Carolina businesses facing significant losses and operational challenges. For business owners, it’s crucial to be prepared for these unexpected, but often inevitable, scenarios. Business catastrophe insurance can help make sure you have the support needed to recover and rebuild. What Is Business Catastrophe Insurance? Companies should first understand that while some insurers may offer prearranged packages, business catastrophe insurance is […]
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January 20, 2026
Agency

What Is Inland Marine Insurance and Who Needs It?

Inland marine insurance is a specialized type of policy that can address potentially catastrophic coverage gaps left behind by standard commercial property insurance. Many North Carolina businesses and contractors may be unaware of the importance of this type of policy, leaving valuable equipment, tools or inventory uninsured on a regular basis. Understanding Inland Marine Insurance In contrast to marine insurance, which can financially protect goods shipped […]
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January 5, 2023
Agency

Welcome to Our New Website

Our dedicated staff of insurance professionals are here to assist you in securing a life insurance policy to protect you and your loved ones for years to come. With a vast knowledge of our many carriers, we are equipped to shop for the best policy to suit your needs. Our job is to help you […]
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